Growth funding
Debt, equity or cash flow, and from whom?
Know what a lender asks and what an investor is really buying. Understand the dilution before you sign.
Built from Ch 7, Ch 8 of the handbook, updated by the 2026 research (S06, S05).
5 tools
Would a lender say yes yet?
A banker asks three questions before lending: can you repay, will you repay, and what can I take if you do not. Score yourself on all three before you fill in an application.
calculatorWhat does this round cost you?
Post-money, investor share, the option pool and what you are left holding, with the real 2026 medians next to each number so you can see whether the deal is market.
calculatorWhat will your SAFEs actually convert into?
Post-money SAFEs fix the investor's percentage on the day you sign, so they stack. Model the conversion before you sign the next one.
checklistTerm-sheet clauses to check
Every clause worth arguing about, grouped the way Venture Deals groups them, each one with what the 2026 market actually does according to Cooley's quarterly data.
quizAre your metrics where investors expect?
Score your revenue, growth, retention, burn and payback against what 2026 investors actually diligence, and find out whether you should be raising, building, or doing neither.
Stuck on something specific?
Ask the adviser. It answers only from the handbook and the 2026 research, tells you which source each answer came from, and says so plainly when the research does not cover your question.